From the category archives:

Management

Cash Flow

Did you know that many small businesses fail due to amateur cash flow management whether they are profitable or not? This article offers tips about cash flow projection, a free cash flow template, two free cash flow calculators, and explains the meaning of cash flow and cash flow statement.

Whether for business or personal finances, Cash Flow Management is a crucial part of financial management.

If you are here to download the free cash flow statement templates, and don’t want to read further about cash flows, here are the shortcuts:

If you are here to learn more about the crucial part of financial management; Cash Flows, let’s start with the Cash Flow 101.
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Uncle Sam’s Money is one of the most popular government grant application programs on the market. I have received several pm’s and emails about Uncle Sam’s Money Programs. I’ve decided to purchase the program and write a review about it.

If you are reading this review, it means you are interested in applying for a government grant. If you haven’t read already, I’d recommend reading a post I’ve written about How to Get Government Grants also.

If you like, visit Uncle Sam’s Money before reading my review.

Uncle Sam’s Money Review

There are so many government grant application information products on the market, most of them are CD’s that you get in the mail. The trick is you pay only shipping, get the CD in the mail with the information but they start charging your credit card monthly until you cancel it. Uncle Sam’s Money is a one time fee program.

Here’s what you will get if you decide to purchase Uncle Sam’s Money:

  • Instant access to all the resources (membership site)
  • Free Consultation from a grant specialist. As far as I know, only Uncle Sams Money offers this option.
  • Grant Writing Tutorial and a Grant Writing Software. This is very useful if you haven’t applied for grants before. Writing a great grant application is one of the most important part.
  • Up-to-date Federal Government Grant Programs Directory.
  • Up-to-date State Government Grant Programs Directory. (most programs do not offer the state government grant directory)
  • Unlimited email support by Uncle Sams Money staff. If you have any questions about your grant application, there will be support to answer your questions. This is very valuable when you need guidance.
  • Seperate directory for education grant resources.
  • Contact details of grant specialists (including phone numbers) in your area. This is worth getting the Uncle Sams Money.
  • Resources and wealth of information for all types of grants such as small business grants, education grants, women’s grants, research grants, personal needs grants, housing grants, healthcare grants, etc. Not focused on on specific field of grants.
  • They offer so many free bonuses (ebooks, information, tutorials, etc.) that I won’t even have time to list here. Here’s the full list, go check them out.

Visit Uncle Sam’s Money to view the full list of features.

How much does Uncle Sam’s Money Cost? Is there a money back guarantee?

Uncle Sam’s money is normally $79.95 (one time fee), but they are running a limited time special for $39.95 (one time fee, no recurring charges). Everything is upfront, no hidden or recurring charges, that’s what I like about Uncle Sam’s Money Program.

They also offer 90 days, 100% money back guarantee, this shows their confidence in their program’s success. You will also get a FULL refund unconditionally if your grant application is not approved. Nothing can get better than this.

If you are in the process of preparing a government grant application and trying to decide a program to purchase, I’d highly recommend Uncle Sam’s Money, one of the most respected programs on the market.

I wish you the best luck getting the much needed grant you deserve.

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How To Get Government GrantsUS Government offers hundreds of billions of dollars cash every year as grants. Many think these grants are for only small businesses, but government offers grants for a wide range of purposes including small business grants. So the government offers this free cash, and the question is “How to get government grants“?

If you have a business consultant working for you, and if you haven’t discussed this topic, you should do it now, because government offers these grants to any type of small businesses. It doesn’t matter how profitable your company is, you might use some free extra cash to buy your own facility, right?

But if you don’t have a small business consultant, or can’t afford one, don’t worry. Applying for government grants is not that hard. Here’s a step by step guide:

How To Get Government Grants Guide

  • 1) Visit Grants.gov and read all the information available.
  • 2) Visit Catalog of Federal Domestic Assistance Government Grants Search Page and visit all the categories until you find the most appropriate category for your needs. You can also visit Grants.gov search page and search grants by keyword.
  • 3) Preparing the government grant application is the most important part. You can get great information at Grants.gov or on other sites, but remember many applicants fail due to the mistakes on their application. There are many affordable informational products out there to guide you on the application process step by step (some of them include live chat and/or phone assistance from experienced grant writers). I’d highly recommend getting one of these products. Beware of the scams out there, there are also many scam products on the net. Here’s a great guide which compares government grant programs, they have tested over 50 products, and they recommend 5 of the best ones. If you ask my best pick, it is the Government Research Guide, I have personally used it and it was extremely helpful. You can also read Uncle Sams Money Review I’ve written which is a great progra.
  • 4) Keep track of the New Opportunities Page at Grants.gov. It is updated daily, some fascinating grants become available, and if you visit this page, you will be one of the first people to learn about it.
  • 5) When filling out the application, be very honest, explain your goals in detail, and do not exaggerate your situation, ’cause many people do. Here’s the online application system for applying to government grants.

That’s basically the steps you need to take for the answer of “how to get government grants” question. Now, sit back and relax, and hopefully you’ll have the next government funded success story. Good luck.

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Funding For Startups

by Ahmet Kirtok on August 9, 2007

[photopress:fundinguniverse.gif,full,alignleft]Before the internet era, finding a VC or an angel investor for your business plan was hard. You needed a great business plan with an innovative product, and also connections to those VC (Venture Capital) companies.

With the starting of internet era, funding game has shifted from big projects to smaller ones. We have been hearing so many success stories of startup companies which started in the founders’ basements.

I have been following a startup called FundingUniverse.com and I believe they have achieved their goal. Funding Universe is a meeting place for investors and entrepreneurs. Currently, there are over 16.000 entrepreneurs and almost 5.000 business plans available for over 700 investors liking.
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Time Value of Money

by Ahmet Kirtok on May 18, 2005

Time Value of MoneyAs a business owner, you have to be familiar with the term “Time Value of Money“. If there is an inflation in an economy, which means banks are paying certain rate of interest for your cash, and money is losing its value along the time, then we start talking about the time value of money.

Time value of money results from the concept of interest. So if the interest rate is 0% (no interest), the money will keep its same value along the time.

Let’s start with a simple example. I have $100.00 bill in my hand, and what will be the value of this $100.00 bill next year same time? You may say, it will be $100.00 , it is a piece of paper. But it doesn’t work this way in real life. I can go to the nearest bank, and maybe get 10% interest for keeping this $100.00 in a saving account for one year. So next year this time, I can go to the bank, and get $110.00 cash back. Therefore within 10% interest rate environment, my $100.00 cash has earned a total of $10.00 within 1 year, and now I have $110.00 instead of $100.00. [click to continue…]

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Update: April 2nd 2008

Here’s a new guide I’ve written about How to Get Government Grants, so please visit this guide for more up to date information.

Update: August 18th 2007

One of my friends who owns a food packaging and distrubition business in NYC has told me about a free program he’s used. He was able to get a $350.000 GRANT for his NYC based small business by using these resources. Basically this program has all the free resources, lists of government agencies (with addresses and phone numbers) and what to do step by step to get federal grants. I have filled the form to order my program a few minutes ago, and I’ll be checking it out myself. It’s again, totally free, you will only pay $1.97 Shipping for the package. Order your copy of Grant Master here.

Getting a small business grant for you business may be easier than you think. Many grants available for small businesses by federal government are offered through state development agencies. State Agencies offer these grants and other types of financial assistance to encourage and assist entrepreneurs in starting or expanding a small business.

There are several ways to search for the right grant for your business. Let me give you the information about finding the right federal grants for your small business.

Searching for Federal Grants for Small Businesses ONLINE :

There are numerous resources to help you get a federal grant for you small business, or startup business idea. Other than searching for general keywords such as “Small Business Grants”, “Small Business Federal Grants” etc. , you should start with reviewing government grant resources. Here’s some very valuable websites to help you find the right federal grants for your business:

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