On March 2, President Obama signed legislation extending the SBA’s ability to provide small business loans enhanced by Recovery Act provisions, including the higher guarantee of SBA- backed loans and a waiver of loan fees.

This is the second time the Senate has approved additional funding since December.

How Is It Going To Work?

Additional funding will support about $1.8 billion in lending by extending its ability to guarantee loans. It will help new small businesses to jump-start and existing businesses to grow.

Existing borrowers who are already in SBA’s Recovery Loan Queue will be funded first, followed by the new applicants who are eligible for the higher guarantee and reduced fees.
[click to continue…]


digital poster

All business owners know and appreciate that advertising is essential for the success of their businesses, from the early days when store owners advertised their store in their local newspaper, on radio stations and in local magazines.

What was wrong with these methods?
Well firstly, once people have read the magazine article or newspaper, they rarely retain the printed copy, this on top of the costs involved with print advertising put an end to how successful this medium was for getting paying customers over the stores door step. Radio advertising was also expensive, but unlike newspapers and magazines they could not go online, like people who still advertise with magazines and newspapers, their ad can be seen online under the classified ads on the newspapers website – as most newspapers have their own website that has lots more content with more ads.
[click to continue…]


SEOMoz Beginner’s Guide to SEO

Learn the basics of what search engine optimization is and how it can lead to vast amounts of targeted traffic at ridiculously low prices.  SEO is how online businesses drive organic traffic (non-paid) and will always be an important asset that a web property can build up.  SEOMoz’s guide is an excellent, and thorough, resource that is by far the best introductory piece on everything SEO related.

Google’s AdWords Beginners Guide

Google AdWords is the industry standard in pay per click advertising platforms.  What is PPC you ask?  Ever notice the ads around the results on Google when you do a search for something commercial?  Advertiser pay for visitors based on the number of clicks (creative name, eh?).  Many businesses can produce awesome marketing ROI’s with pay per click advertising.  This tutorial gives the basics of how to get rolling and how to start a campaign–straight from the horse’s mouth.
[click to continue…]


Cash Flow

Did you know that many small businesses fail due to amateur cash flow management whether they are profitable or not? This article offers tips about cash flow projection, a free cash flow template, two free cash flow calculators, and explains the meaning of cash flow and cash flow statement.

Whether for business or personal finances, Cash Flow Management is a crucial part of financial management.

If you are here to download the free cash flow statement templates, and don’t want to read further about cash flows, here are the shortcuts:

If you are here to learn more about the crucial part of financial management; Cash Flows, let’s start with the Cash Flow 101.
[click to continue…]

{ 1 comment }

Make Money with Facebook Ads

According to Facebook, there are over 300 million active Facebook users. While over 50% of the users login to their Facebook account every single day, fastest growing demographic is 35 years old and older. (If you are interested in finding out more about Facebook’s demographics & stats, check out Facebook’s stats page.)

Whether you are a small business owner, an online marketer or the head of marketing at a giant corporation, if you are still not using Facebook to get new customers and business, you are making a huge mistake.

Facebook has an ad platform called Facebook Ads, and you can start advertising on Facebook Ads with as low as $1 a day. Yes, it is 1 buck a day.

At the end of this article, you will be able to launch your first Facebook Ads campaign and learn how to optimize Facebook Ads. If you have been running Facebook Ads, you will learn some advanced tips for Facebook Ads targeting and split testing which will end up lowering your ad spent tremendously for the same amount of clicks.

How to Make Money with Facebook Ads article is written for absolute beginners in mind, but I will also be sharing some pretty advanced, never shared Facebook Ads techniques. I will also reveal the secret tool used by the top Facebook marketers. Some of these top Facebook marketers are my friends, they won’t be happy at all when they see that I’m sharing their secret weapon; “I’m sorry guys, please don’t get mad at me!“.

Okay… Enough said, let’s get started with the “How to Make Money with Facebook Ads” Guide.

[click to continue…]


Getting Things Done by David Allen

Information overload is a pretty new term moved into our lives with the internet era. Especially if you are working online, you have to be on top of things all the time.

My regular work day starts with checking my emails and checking my stats on several sites. I have never thought about organizing basic tasks in my regular business day. Of course, for every project or a website we make plans, timesheets, we use project management tools, etc. But how about organizing the very basic daily tasks we do all the time?

Understanding and Accepting the Problem

Since the beginning of 2007, I knew that I was spending so much time on unnecessary things and tasks in my daily life. I didn’t know the solution, but I have finally admitted it was a serious problem for my business and for my daily life. Then, I started looking for a solution.
[click to continue…]


Amazon Goes Green

Amazon has launched a new cateogry called Amazon Green a few weeks ago. Amazon has always been good with following high demand trends in online shopping world. In most cases Amazon is the first to implement those.

The behavior of both offline and online shoppers in the US are changing, and going more towards Green Shopping. This is great news for the environment, and for our future.

Many small businesses are following the green shopping trend for a while but the big shots in online shopping game are jumping onto the board recently, one by one.
[click to continue…]


Stable Passive Income As an eBay Affiliate

Is it possible to create a stable passive income stream with affiliate marketing?

Yes, absolutely.

Is it true that we can create an affiliate site within minutes and become a millionaire overnight, just like it says in $99.00 “Get Rich Overnight” ebooks?

Unfortunately, I don’t think so. Every penny, a real online marketer makes online, is the result of very hard work and many sleepless hours spent on the computer.

I have found a way to create a stable passive income stream with much less work than any online or affiliate marketing techniques.

I don’t know why I’m doing this, but I will share my biggest secret today which I have never shared before, not even with my close friends. I am a guy who believes in KARMA, so here it goes.

My true story of making over $5000/month passive income within 3 months as an ebay affiliate:

It was around August of 2007 when I have read a few forum posts about a software/script called BANS (Build a Niche Store). A few people were talking about how much they make with this script as an ebay affiliate.
[click to continue…]


Uncle Sam’s Money is one of the most popular government grant application programs on the market. I have received several pm’s and emails about Uncle Sam’s Money Programs. I’ve decided to purchase the program and write a review about it.

If you are reading this review, it means you are interested in applying for a government grant. If you haven’t read already, I’d recommend reading a post I’ve written about How to Get Government Grants also.

If you like, visit Uncle Sam’s Money before reading my review.

Uncle Sam’s Money Review

There are so many government grant application information products on the market, most of them are CD’s that you get in the mail. The trick is you pay only shipping, get the CD in the mail with the information but they start charging your credit card monthly until you cancel it. Uncle Sam’s Money is a one time fee program.

Here’s what you will get if you decide to purchase Uncle Sam’s Money:

  • Instant access to all the resources (membership site)
  • Free Consultation from a grant specialist. As far as I know, only Uncle Sams Money offers this option.
  • Grant Writing Tutorial and a Grant Writing Software. This is very useful if you haven’t applied for grants before. Writing a great grant application is one of the most important part.
  • Up-to-date Federal Government Grant Programs Directory.
  • Up-to-date State Government Grant Programs Directory. (most programs do not offer the state government grant directory)
  • Unlimited email support by Uncle Sams Money staff. If you have any questions about your grant application, there will be support to answer your questions. This is very valuable when you need guidance.
  • Seperate directory for education grant resources.
  • Contact details of grant specialists (including phone numbers) in your area. This is worth getting the Uncle Sams Money.
  • Resources and wealth of information for all types of grants such as small business grants, education grants, women’s grants, research grants, personal needs grants, housing grants, healthcare grants, etc. Not focused on on specific field of grants.
  • They offer so many free bonuses (ebooks, information, tutorials, etc.) that I won’t even have time to list here. Here’s the full list, go check them out.

Visit Uncle Sam’s Money to view the full list of features.

How much does Uncle Sam’s Money Cost? Is there a money back guarantee?

Uncle Sam’s money is normally $79.95 (one time fee), but they are running a limited time special for $39.95 (one time fee, no recurring charges). Everything is upfront, no hidden or recurring charges, that’s what I like about Uncle Sam’s Money Program.

They also offer 90 days, 100% money back guarantee, this shows their confidence in their program’s success. You will also get a FULL refund unconditionally if your grant application is not approved. Nothing can get better than this.

If you are in the process of preparing a government grant application and trying to decide a program to purchase, I’d highly recommend Uncle Sam’s Money, one of the most respected programs on the market.

I wish you the best luck getting the much needed grant you deserve.


You have decided to buy or sell a business, now what will you do? It is always good to know your options before buying or selling a business. Here are some of the routes you might take:

Market Research Before Selling or Buying a Business

When there are thousands of businesses for sale on the market, market research might be time consuming. If you haven’t done so, check out these articles from SBA (Small Business Administration) about buying a business, and these articles about selling a business.
[click to continue…]


  • swagman